Terms of ServiceEarly Access
1. Agreement to Terms
These Terms of Service ("Terms") form a binding agreement between you and Maffeo & Co LLC, a Louisiana limited liability company ("we," "us," or "Capitol Gain"), governing your use of the Capitol Gain website, dashboard, and related services (the "Service").
By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
2. What Capitol Gain is
Capitol Gain is an information and analytics platform that aggregates publicly available data on congressional financial disclosures, federal legislation, and related signals. It includes an AI-powered analysis layer called Seylah that produces summaries, pattern matches, and insights from that data.
The Service is provided "as-is" for informational purposes only.
3. Not financial advice
You are solely responsible for your investment decisions. Past performance does not guarantee future results. Trading securities involves risk, including the possible loss of principal. Consult a licensed financial advisor before making investment decisions.
Capitol Gain does not execute trades, hold customer funds, or provide brokerage services.
4. Accounts & eligibility
To use Capitol Gain, you must:
- Be at least 18 years old and able to enter binding contracts
- Provide accurate registration information and keep it current
- Maintain the confidentiality of your login credentials
- Be solely responsible for activity under your account
We may suspend or terminate accounts that violate these Terms or that show evidence of automated abuse, credential sharing, or fraudulent payment activity.
5. Subscriptions & billing
Pricing tiers
Capitol Gain offers a free tier and paid subscription tiers (currently Pro at $24.99/month and Elite at $49.99/month). Specific features available at each tier are described on our Pricing page.
Payment processing
Paid subscriptions are processed through Stripe, Inc. By providing payment information, you authorize us (via Stripe) to charge the applicable subscription fee on a recurring monthly basis until you cancel.
Cancellation
You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of your current billing period. You retain access to paid features until that period ends.
Refunds
Subscription fees are generally non-refundable once charged. We may issue refunds at our discretion for service outages, billing errors, or other extraordinary circumstances. Contact us within 7 days of a charge to request a refund consideration.
Price changes
We may modify subscription prices with at least 30 days' notice via email. Continued use after the new price takes effect constitutes acceptance.
6. Acceptable use
You agree not to:
- Scrape, mirror, or systematically extract data from the Service without permission
- Use automated tools, bots, or scripts to access the Service in ways that exceed normal human use
- Resell, sublicense, or commercially redistribute Capitol Gain content or Seylah outputs
- Attempt to reverse-engineer, decompile, or circumvent any technical protection measures
- Use the Service to harass, defame, or harm any person
- Submit false or misleading payment information
- Share your account credentials with others
- Use the Service in any way that violates applicable laws or regulations
7. Data accuracy & uptime
Capitol Gain aggregates data from third-party sources including, but not limited to:
- Congress.gov for legislative data
- Quiver Quantitative and SEC/STOCK Act disclosures for congressional trades
- Yahoo Finance, CoinGecko, and similar providers for market prices
- Brokerage data via Plaid when users connect accounts
While we work to keep data accurate and timely, we cannot guarantee its completeness or accuracy. Data may be delayed, contain errors, or be modified by upstream sources without notice. Verify any data before acting on it.
The Service is provided on a best-effort basis. We do not guarantee uninterrupted access. Scheduled maintenance, third-party outages, and unforeseen technical issues may affect availability.
8. Intellectual property
All content, code, design, branding, and Seylah-generated insights produced by the Service are owned by Maffeo & Co LLC or our licensors and are protected by U.S. and international intellectual property laws.
You may view, save, and use Capitol Gain content for your personal, non-commercial decision-making. You may not republish, redistribute, or commercially exploit any part of the Service without our prior written consent.
The underlying congressional disclosure data is in the public domain; our value-add lies in the aggregation, analysis, and presentation.
9. Termination
We may suspend or terminate your access to the Service at any time, with or without notice, for any breach of these Terms or for any other reason we deem necessary to protect the Service or its users.
You may delete your account at any time by contacting us at [email protected]. Upon deletion, we will remove your personal data per our Privacy Policy.
10. Disclaimer of warranties
11. Limitation of liability
To the maximum extent permitted by law, Maffeo & Co LLC, its officers, employees, and affiliates shall not be liable for:
- Any indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, or business opportunities
- Trading losses, investment losses, or missed gains based on information from the Service
- Errors, inaccuracies, delays, or omissions in third-party data
- Service interruptions, downtime, or data loss
In any case, our total aggregate liability arising from these Terms or your use of the Service shall not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) USD $100.
12. Changes to these terms
We may update these Terms from time to time. Material changes will be communicated via email to your registered address and/or via in-product notice at least 14 days before they take effect. Continued use of the Service after changes take effect constitutes acceptance.
13. Governing law
These Terms are governed by and construed under the laws of the State of Louisiana, without regard to its conflict of laws principles. Any disputes arising from these Terms or your use of the Service shall be resolved exclusively in the state or federal courts located in Bossier City, Louisiana, and you consent to personal jurisdiction in those courts.
14. Contact
Questions about these Terms? Reach us at:
- Email: [email protected]
- Contact form: tradingcapitolgain.com/contact
- Entity: Maffeo & Co LLC, Bossier City, Louisiana